AML, KYC, and Financial Compliance

# AML, KYC, and Financial Compliance Financial systems are infrastructure. Like all infrastructure, they can be used well or weaponized. Banks are the choke points where weaponization is detectable — if you know what to look for. If you work in banking operations, compliance, fintech, audit, or are entering regulated finance, this course teaches you to be that detector. Not to enforce the law (that's law enforcement's job), but to make it harder for criminals, terrorists, and sanctioned entities to use your bank to move money, hide origins, or circumvent global restrictions. The course covers the full stack of controls: identifying who your customers actually are (Know Your Customer, or KYC), understanding where their funds come from and what their legitimate business looks like, spotting when transactions don't fit that baseline, and escalating when suspicion warrants. You'll learn why money launders hide behind shell companies, how they layer funds through correspondent banks, and what red flags look like in real transactions. You'll understand the regulatory world — FATF, FinCEN, OFAC, sanctions — and what happens when banks fail these controls (billions in fines, imprisoned executives, permanent loss of customer trust). But this course is not just rules and procedures. It's about judgment. You'll face situations where the answer is ambiguous — a customer with legitimate business but red-flag indicators, a profitable relationship under compliance pressure, a decision that could be right or wrong depending on facts you don't have. The course teaches you the principles to reason through those moments: how to balance sensitivity to risk with avoiding false positives, how to escalate to governance when business pressure conflicts with control, and how to document decisions so they're defensible whether law enforcement later reviews them or not. For people entering the field: this course gives you the vocabulary, the control architecture, and the judgment framework you need to work competently and ethically. For people already working in AML/KYC: it systematizes what you've learned through experience and fills gaps you didn't know were there. For auditors and regulators: it's a ground-truth reference for what an effective AML program looks like.